Sofico, a provider of contract management software for automotive finance, leasing, and mobility companies, has announced the acquisition of Vinli, a US-based automotive AI company.

It says the move accelerates Sofico’s agentic AI strategy and marks a decisive step in its evolution toward an intelligent AI-powered automotive finance and leasing platform.

Building the intelligence layer on top of 'Sofico Miles'

For more than 35 years, the company says Sofico Miles has been the operational backbone of automotive finance and leasing for global OEMs, captives, and leasing companies worldwide. With the acquisition of Vinli, Sofico says it is now building the intelligence layer on top of that foundation.

Vinli brings two Data and AI capabilities that complement Sofico Miles. The Velona platform uses aggregated operational data from various sources, to identify a list of priority actions that drive real economic value for the leasing company in the form of revenue acceleration or cost savings. Every recommended action is prioritized according to impact and designed to keep human judgment at the center. ERA is a proven connected vehicle data platform that collects data from any source and turns it into actionable intelligence, the company claims.

Together with Sofico Miles, Velona and ERA will form Sofico’s intelligence layer, bringing proactive insight and action to every stage of the contract lifecycle, it is claimed.

"This acquisition is about accelerating something we have been building towards. Every automotive finance and leasing company is sitting on an enormous amount of untapped intelligence: contract data, vehicle data, operational patterns, residual value signals, and customer data. The data has always been there. What's been missing is the layer that turns it into decisions. Vinli gives us that layer, and we're embedding it into the platform our customers already trust," said Wim De Bruyne, CEO of Sofico.

“We built our company on a simple bet: that the data inside contracts and connected vehicles can rewrite the economics of mobility, but only if operational decisions are tied to financial outcomes. That's what Velona does. It turns operational signals into prioritized actions with the dollars already attached. Sofico Miles sits at the center of global leasing, and together we can put that intelligence in front of millions of contracts and vehicles. There is no better home for what we've built and I’m immensely proud of the team that has created this opportunity,” said Matt Himelfarb, CEO of Vinli.