The Motor Insurance Anti-Fraud and Theft Register (MIAFTR), the definitive industry record of total loss vehicles, is to be redeveloped by vehicle information providers HPI. The new system is expected to be ready in mid-2004.

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Since its inception in 1987, MIAFTR has been the main source of industry information on vehicles which have been written off due to accident damage or theft. Redevelopment enables MIAFTR to benefit from internet technology and greatly enhanced validation and alert facilities, improving data accuracy and increasing its fraud detection capabilities. MIAFTR2, as it will be known, also provides the platform for electronic information transfer to DVLA in support of the recently launched Vehicle Identity Check (VIC) scheme, helping to detect and prevent ringing crime.


All ABI member motor insurers supply data to MIAFTR, and the range of contributors is expected to increase to include more self-insurers and fleet operators. A period of dual running will facilitate the transition between old and new systems, currently anticipated to be complete by the end of the year.


HPI will be moving the service onto current browser technology, which will make integration with claims operations simpler for insurers.


It will also build validation into the service using vehicle descriptive information, which will highlight any discrepancies caused by keying error or inaccurate source data. Also, vehicles entered onto MIAFTR will be compared with current stolen vehicle data and HPI’s finance register. These enhancements are all designed to ensure that condition data is more accurate than ever before.

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