Reflecting the situation at crosstown rival General Motors, which reported third quarter results on Wednesday, Ford did much better in Q3 2003 as a money lender than a vehicle maker. Its credit arm reported record net profit of $504 million, up $210 million from earnings of $294 million in the same period a year earlier. But the company as a whole on Thursday reported a net loss of $US25 million, or 1 cent per share, compared with a net loss of $326 million, or 18 cents per share in Q3, 2002.